Savings Video Documentary by CMF - How do poor people save?
Hi there blog readers The year is coming to a close and as a member of the Knowledge Management team at CMF, I am really pleased at th...
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Understanding Savings Monitors
In January this year, four of us made our way into a little hamlet called Beerasandra, in Kolar District in Karnataka. This was to be the f...
SPARK Presentation: Savings Products - Understanding What Works
In this Spark session , Nikhil & Kenny throw light on how behavioral economics and observations from studies on marketing and technolo...
Is Safe Box all you need to save towards the next savings goal?
Helping the poor save more towards a specific goal, could be as simple as providing them a safe, secure device for savings - something as s...
Informally Successful? - A Fish-seller's Tale
Here is an interesting tale of savings from a fish-seller I have known for quite some time. His reliance on informal savings is interestin...
To Commit or not to Commit: Perspectives from a Research Paper
As part of the savings month, we at CMF have also been reading and discussing various academic papers. Last week, I happen to lead the dis...
Shanti’s Savings Story - Moving from informal finance to formal finance
Picture Credit: http://www.openthemagazine.com/ My name is Shanti and I live in 15 kms outside Varanasi. I have a small family with ...
Why can't Saraswati save? Understanding her dilemma!
Saraswati- an urban maid making Rs. 7,000/ month dreams of sending her children to college one day. Whenever asked why she is working, sh...
Who are we saving? What are we saving?
"I don't earn enough to save!", "I have too many debts!", "I think savings require a huge amount to be set as...
Tick Tock, Preference Shock
The previous blog about the ongoing project in Satara, “Economics and Psychology of Long Term Savings and Pensions” was an introduction t...
Newsletter Article - Social Security for the Aam Aadmi
Author: Shahid Vaziralli I spend a disturbingly high percentage of my time these days pretending to be a sardine in our office elevato...
CMF Policy Brief: Can Formal Banking raise the incomes of the poor?
A recent policy brief published by the Centre for Micro Finance reports the impact of access to formal banking services on the inco...
Financially Included...In Reality Excluded..!
Imagine paying almost a fifth of your monthly income in interest on a loan that has a higher cost per month than most formal loans ...
Hedging Against Yourself
Most of us might have a vague idea of what retirement should be like. Some of us might even have started planning for it. The rest of us ar...
Savings Dilemma
We often come across people who say that they are not earning enough to save or do not see how a savings account would help them. More of...
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