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The Digital Age of Financial Services

Technology is disrupting the traditional banking and finance landscape in India, across a spectrum of services - credit, payments, savings and insurance. In this article, Prachi Agarwal profiles some upcoming fintech companies that are finding solutions to a variety of traditional financial roadblocks.

Digital technology is disrupting traditional financial services in India by expanding access and putting customer centricity and convenience at the fore. Innovative digital solutions are successfully starting to address the challenges with which traditional financial service delivery processes have been afflicted. A total of 15,129 million transactions were carried out electronically in 2015-2016, a 29% jump from the previous year (Source: RBI 2016).
Aided by regulatory and infrastructural support with India Stack specifically, various technology solution providers have been able to create platforms that are approaching the objective of total financial inclusion in multiple domains –cred…

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